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Connecticut Artist and Crafter Vendor Insurance

ACT Insurance in Connecticut

From inventing the first sewing machine and typewriter to creating the first helicopter and nuclear submarine, Connecticut has always been a state that fosters creativity. It should come as no surprise that the state is also home to more than 300 fairs and festivals. As an artist or crafter vending at these events, you’ve probably come across the need for insurance. At Artist, Crafter, and Tradesmen Insurance (ACT) we have to insurance policies that are tailored to your unique needs.

 

Our Show Policy is a general liability policy that starts at $49 and gives you coverage for 1–3 consecutive days. Also, for an additional premium, you can extend your coverage for up to 90 days. However, if you need broader coverage, or a policy with a longer term, consider our Annual Policy.

 

Any ACT Annual Policy starts at only $265 for 365 days of coverage. That’s less than a dollar per day and you get coverage that includes products completed operations, business personal property coverage, products completed operations, and coverage for sales made online. If you’re ready to buy, click here. In the meantime, check out these amazing shows in Connecticut.

 

The Top 10 Festivals for Arts & Crafts in Connecticut:

  1. Niantic Outdoor Art and Craft Show
  2. Bethel Summerfest
  3. Guilford Art Center’s Craft Expo
  4. Westport Fine Arts Festival
  5. Canaan Railroad Days Craft Fair
  1. Stamford Art Festival
  2. Sono Arts Celebration
  3. Juried Artisan & Craft Show at Hebron Harvest Fair
  4. Southington Apple Harvest Festival Arts & Crafts Show
  5. Fall Fine Arts Festival of Southbury

 

ACT Show Policy

The ACT Show Policy—also known as short-term event insurance—is designed to meet the insurance requirements of most venues that host art and craft fairs. Policy term options start at 1-3 days and can go as high as 90 days. Policies start at $49 and include a variety of options that meet the unique needs of your business.

 

LIMITS of LIABILITY

General Liability Aggregate Limit $ 2,000,000
General Liability Each Occurrence Limit $ 1,000,000
Damage to Premises Rented $ 300,000
Medical Expenses $ 5,000
 

PRICING (for consecutive days)

1-3 days $ 49
4 days $ 59
5 days $ 69
6 days $ 79
7 days $ 89
Up to 90 days $ 99
 

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

 

Note: Product Liability and Completed Operations coverages are specifically excluded in the Show Policy. If you need products coverage or are looking for a more comprehensive option, check out our Annual Policy option, which is also designed for those in the art and craft industry!

 

ACT Show policy

Click below to purchase or learn more about our Show Policy

SHOW POLICY

ACT Annual Policy

The ACT Annual Policy includes even more coverages than are provided in the Show Policy, foremost among them being coverage for your supplies, equipment, and products/completed operations. In addition, you can also add professional liability coverage, which you will need if you teach, host training sessions, or do art demonstrations. Policies last for 12 months and start at $265.

 

LIMITS of LIABILITY

General Liability Aggregate $ 2,000,000
Products-Completed Operations Aggregate $ 2,000,000
General Liability Each-Occurrence $ 1,000,000
Damage to Premises Rented $ 300,000
Medical Expenses $ 5,000
Business Personal Property (Per Article) $ 5,000
Business Personal Property Aggregate $ 10,000
Business Personal Property Deductible $ 250
Optional Professional Liability Per Occurrence $ 100,000
Optional Professional Liability Aggregate $ 200,000
Optional Professional Liability Deductible $ 1,000
 

PRICING (for consecutive days)

$ 0 - $50,000 in Annual Sales $265
$50,000 - $100,000 in Annual Sales $375
Optional Professional Liability $125
Raise BPP Limits to $10,000/$50,000 $185
 

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

ACT Annual policy

 

Click below to purchase or learn more about our

ANNUAL POLICY

Why Choose ACT Insurance?

As an artist or crafter in Connecticut, you need a policy that can you give the protection your business needs and that offers peace of mind as you go to work each day. ACT Insurance policies offer this protection and peace of mind. It also includes the following benefits:

 
  • No Quote Process
  • 24/7 Access to Policy Documents
  • Convenient Online Purchasing
  • Instant Coverage
  • No Deductible on Liability Claims
  • A+ Rated Insurance Carrier
  • Not Premises Specific
  • And Many More!
 

ACT today and protect your arts and crafts business in Connecticut with the most affordable insurance and superior coverages in the industry.

VIEW COVERAGE

 

ACT Insurance Is Available in All 50 States

Did you buy a policy in Connecticut and then move to a different state? No problem! Your policy follows you wherever you go, provided you follow the licensing and/or registration requirements of the state where you live.

 

 

Show policy Starts from $49 Annual policy Starts from $265