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Michigan Artist and Crafter Vendor Insurance

ACT Insurance in Michigan

The craft and handmade art industry in Michigan is part of a long-standing tradition. Michigan's community of diverse artists, abundant natural resources, and rich culture are all sources that make the state a gathering place for all kinds of artists and crafters.

 

However, if you are selling your art or handmade crafts to the public—either online or in person at an arts festival or craft fair—you need to protect your business with liability insurance tailored to meet the demands of your industry.

 

Our specifically designed arts and crafts liability insurance is both affordable and offers competitive coverages. You can choose from one of our two policies so you have coverage that best meets your business's needs. If you have any questions, contact Artists, Crafters, and Tradesmen (ACT) Insurance today. We'll help make sure you're covered before you start selling at shows or festivals anywhere in the US.

 

We can also help you get started. If you aren't sure where to start selling your products, take a look at our list of the top 10 festivals in Michigan for arts and crafts vendors.

 

The Top 10 Arts & Crafts Festivals in Michigan:

  1. Ann Arbor Summer Art Fair
  2. State Street Area Art Fair
  3. Ann Arbor's South University Art Fair
  4. Ann Arbor Street Art Fair, the Original
  5. Festival of the Arts
  1. Wyandotte Street Art Fair
  2. Milford Memories Summer Festival Art in the Village
  3. Krasl Art Fair on the Bluff
  4. Art Birmingham
  5. East Lansing Art Festival

 

ACT Show Policy

The ACT Show Policy—also known as short-term event insurance—is designed to meet the insurance requirements of most venues that host art and craft fairs. Policy term options start at 1-3 days and can go as high as 90 days. Policies start at $49 and include a variety of options that meet the unique needs of your business.

 

LIMITS of LIABILITY

General Liability Aggregate Limit $ 2,000,000
General Liability Each Occurrence Limit $ 1,000,000
Damage to Premises Rented $ 300,000
Medical Expenses $ 5,000
 

PRICING (for consecutive days)

1-3 days $ 49
4 days $ 59
5 days $ 69
6 days $ 79
7 days $ 89
Up to 90 days $ 99
 

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

 

Note: Product Liability and Completed Operations coverages are specifically excluded in the Show Policy. If you need products coverage or are looking for a more comprehensive option, check out our Annual Policy option, which is also designed for those in the art and craft industry!

 

ACT Show policy

Click below to purchase or learn more about our

SHOW POLICY

ACT Annual Policy

The ACT Annual Policy includes even more coverages than are provided in the Show Policy, foremost among them being coverage for your supplies, equipment, and products/completed operations. In addition, you can also add professional liability coverage, which you will need if you teach, host training sessions, or do art demonstrations. Policies last for 12 months and start at $265.

 

LIMITS of LIABILITY

General Liability Aggregate $ 2,000,000
Products-Completed Operations Aggregate $ 2,000,000
General Liability Each-Occurrence $ 1,000,000
Damage to Premises Rented $ 300,000
Medical Expenses $ 5,000
Business Personal Property (Per Article) $ 5,000
Business Personal Property Aggregate $ 10,000
Business Personal Property Deductible $ 250
Optional Professional Liability Per Occurrence $ 100,000
Optional Professional Liability Aggregate $ 200,000
Optional Professional Liability Deductible $ 1,000
 

PRICING (for consecutive days)

$ 0 - $50,000 in Annual Sales $265
$50,000 - $100,000 in Annual Sales $375
Optional Professional Liability $125
Raise BPP Limits to $10,000/$50,000 $185
 

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

ACT Annual policy

 

Click below to purchase or learn more about our

ANNUAL POLICY

Why Choose ACT Insurance?

Enjoy peace of mind and protection for your business's finances with ACT Insurance for artists and crafters in Michigan. In addition to these benefits, our policies also offer:

 
  • No Quote Process
  • 24/7 Access to Policy Documents
  • Convenient Online Purchasing
  • Instant Coverage
  • No Deductible on Liability Claims
  • A+ Rated Insurance Carrier
  • Not Premises Specific
  • And Many More!
 

ACT today and protect your arts and crafts business in Michigan with our affordable insurance policies that offer competitive coverage for your industry.

VIEW COVERAGE

 

ACT Insurance Is Available in All 50 States

Did you buy a policy in Michigan and then move to a different state? No problem! Your policy follows you wherever you go, provided you follow the licensing and/or registration requirements of the state where you live.

 

 

Show policy Starts from $49 Annual policy Starts from $265