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Missouri Artist and Crafter Vendor Insurance

ACT Insurance in Missouri

From the Raspberry Meadows Craft Fair to the Vaile Strawberry festival, as an artist or crafter in the state of Missouri, there are hundreds of shows or festivals for you to attend each year. Often these shows and fairs require you to have liability insurance to participate as a vendor. At Artist Crafters and Tradesmen Insurance (ACT) we make show and event insurance easy.

 

An ACT Show Policy provides you with general liability coverage for as few as 1–3 consecutive days and starting at only $49, it’s also very affordable. However, if you are looking for more extensive coverage, consider our Annual Policy. For only $265 you not only get excellent liability coverage, but you also get other coverages such as business personal property for less than a dollar for each day of coverage. If you’re ready to buy, click here. In the meantime, here are some shows in Missouri for you to consider.

 

The Top 10 Festivals for Arts & Crafts in Missouri:

  1. National Tom Sawyer Days
  2. Samuel L. Clemens Arts and Crafts Festival
  3. Missouri State Fair
  4. Fall Art Fair at Queeny Park
  5. Fall into Arts Festival
  1. St. Louis Renaissance Festival
  2. Ozark Arts and Crafts Show
  3. Art Outside
  4. Strange Folk Art Festival
  5. Summit Art Festival

 

ACT Show Policy

The ACT Show Policy—also known as short-term event insurance—is designed to meet the insurance requirements of most venues that host art and craft fairs. Policy term options start at 1-3 days and can go as high as 90 days. Policies start at $49 and include a variety of options that meet the unique needs of your business.

 

LIMITS of LIABILITY

General Liability Aggregate Limit $ 2,000,000
General Liability Each Occurrence Limit $ 1,000,000
Damage to Premises Rented $ 300,000
Medical Expenses $ 5,000
 

PRICING (for consecutive days)

1-3 days $ 49
4 days $ 59
5 days $ 69
6 days $ 79
7 days $ 89
Up to 90 days $ 99
 

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

 

Note: Product Liability and Completed Operations coverages are specifically excluded in the Show Policy. If you need products coverage or are looking for a more comprehensive option, check out our Annual Policy option, which is also designed for those in the art and craft industry!

 

ACT Show Policy

Click below to purchase or learn more about our

SHOW POLICY

ACT Annual Policy

The ACT Annual Policy includes even more coverages than are provided in the Show Policy, foremost among them being coverage for your supplies, equipment, and products/completed operations. In addition, you can also add professional liability coverage that you will need if you teach, host training sessions, or do art demonstrations. Policies last for 12 months and start at $265.

 

LIMITS of LIABILITY

General Liability Aggregate $ 2,000,000
Products-Completed Operations Aggregate $ 2,000,000
General Liability Each-Occurrence $ 1,000,000
Damage to Premises Rented $ 300,000
Medical Expenses $ 5,000
Business Personal Property (Per Article) $ 5,000
Business Personal Property Aggregate $ 10,000
Business Personal Property Deductible $ 250
Optional Professional Liability Per Occurrence $ 100,000
Optional Professional Liability Aggregate $ 200,000
Optional Professional Liability Deductible $ 1,000
 

PRICING (for consecutive days)

$ 0 - $50,000 in Annual Sales $265
$50,000 - $100,000 in Annual Sales $375
Optional Professional Liability $125
Raise BPP Limits to $10,000/$50,000 $185
 

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

ACT Annual Policy

 

Click below to purchase or learn more about our

ANNUAL POLICY

Why Choose ACT Insurance?

As an artist or crafter in Missouri, you need a policy that can you give the protection your business needs and that offers peace of mind as you go to work each day. ACT Insurance policies offer this protection and peace of mind. It also includes the following benefits:

 
  • No Quote Process
  • 24/7 Access to Policy Documents
  • Convenient Online Purchasing
  • Instant Coverage
  • No Deductible on Liability Claims
  • A+ Rated Insurance Carrier
  • Not Premises Specific
  • And Many More!
 

ACT today and protect your arts and crafts business in Missouri with the most affordable insurance and superior coverages in the industry.

VIEW COVERAGE

 

ACT Insurance Is Available in All 50 States

Did you buy a policy in Missouri and then move to a different state? No problem! Your policy follows you wherever you go, provided you follow the licensing and/or registration requirements of the state where you live.