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New York Artist and Crafter Vendor Insurance

ACT Insurance in New York

Historically, New York has always been an epicenter for art and artistic movements. There is very much a sense of community among artists and crafters throughout the state.

 

If you're part of this community of creatives, the many art fairs, craft festivals, and other events held throughout the state provide many opportunities for you to meet patrons and sell your work to the public. Before you go, make sure you have the liability insurance coverage many of these events require.

 

Artists, Crafters, and Tradesmen (ACT) Insurance has two different policies to best meet your needs. You'll never have to wait for a quote, so you can even purchase same-day coverage.

 

Are you still trying to decide which events to attend in New York this year? ACT has made it easy! Check out our list of 10 of New York state's top festivals for arts and crafts vendors.

 

Top 10 Festivals for Arts & Crafts in New York:

  1. Park Avenue Summer Art Fest
  2. Corn Hill Arts Festival
  3. American Crafts Festival at Lincoln Center
  4. Elmwood Avenue Festival of the Arts
  5. Quaker Arts Festival
  1. Syracuse Arts and Crafts Festival
  2. Brockport Arts Festival
  3. Art on Lark
  4. M&T Bank Clothesline Festival
  5. Arts at the Gardens

 

ACT Show Policy

The ACT Show Policy—also known as short-term event insurance—is designed to meet the insurance requirements of most venues that host art and craft fairs. Policy term options start at 1-3 days and can go as high as 90 days. Policies start at $49 and include a variety of options that meet the unique needs of your business.

 

LIMITS of LIABILITY

General Liability Aggregate Limit $ 2,000,000
General Liability Each Occurrence Limit $ 1,000,000
Damage to Premises Rented $ 300,000
Medical Expenses $ 5,000
 

PRICING (for consecutive days)

1-3 days $ 49
4 days $ 59
5 days $ 69
6 days $ 79
7 days $ 89
Up to 90 days $ 99
 

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

 

Note: Product Liability and Completed Operations coverages are specifically excluded in the Show Policy. If you need products coverage or are looking for a more comprehensive option, check out our Annual Policy option, which is also designed for those in the art and craft industry!

 

ACT Show policy

Click below to purchase or learn more about our

SHOW POLICY

ACT Annual Policy

The ACT Annual Policy includes even more coverages than are provided in the Show Policy, foremost among them being coverage for your supplies, equipment, and products/completed operations. In addition, you can also add professional liability coverage, which you will need if you teach, host training sessions, or do art demonstrations. Policies last for 12 months and start at $265.

 

LIMITS of LIABILITY

General Liability Aggregate $ 2,000,000
Products-Completed Operations Aggregate $ 2,000,000
General Liability Each-Occurrence $ 1,000,000
Damage to Premises Rented $ 300,000
Medical Expenses $ 5,000
Business Personal Property (Per Article) $ 5,000
Business Personal Property Aggregate $ 10,000
Business Personal Property Deductible $ 250
Optional Professional Liability Per Occurrence $ 100,000
Optional Professional Liability Aggregate $ 200,000
Optional Professional Liability Deductible $ 1,000
 

PRICING (for consecutive days)

$ 0 - $50,000 in Annual Sales $265
$50,000 - $100,000 in Annual Sales $375
Optional Professional Liability $125
Raise BPP Limits to $10,000/$50,000 $185
 

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

ACT Annual policy

 

Click below to purchase or learn more about our

ANNUAL POLICY

Why Choose ACT Insurance?

As an artist or crafter in New York, you need a policy that is not only affordable, but can also give you the protection your business needs. The policy should also offer peace of mind as you go to work each day. ACT Insurance policies offer this protection and peace of mind. It also includes the following benefits:

 
  • No Quote Process
  • 24/7 Access to Policy Documents
  • Convenient Online Purchasing
  • Instant Coverage
  • No Deductible on Liability Claims
  • A+ Rated Insurance Carrier
  • Not Premises Specific
  • And Many More!
 

ACT today and protect your business in New York with the most affordable insurance and superior coverages in the industry.

VIEW COVERAGE

 

ACT Insurance Is Available in All 50 States

Did you buy a policy in New York and then move to a different state? No problem! Your policy follows you wherever you go, provided you follow the licensing and/or registration requirements of the state where you live.

 

 

Show policy Starts from $49 Annual policy Starts from $265