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Ohio Artist and Crafter Vendor Insurance

ACT Insurance in Ohio

From the Johnny Appleseed Festival to the Canfield Fair, Ohio has many fairs, shows, and festivals that can help artists and crafters get noticed. If you’re a skilled artist who attends these shows and festivals, you may have wondered about the best way to protect your products and your business. At Artist, Crafters, and Tradesmen Insurance (ACT) we have made the process simple.

 

ACT offers two policies that can help you meet your specific needs. The first is a show/event policy that can cover you for as little as 1–3 days and focuses on general liability insurance; however, if you are looking for broader and longer lasting coverage, the annual insurance may work better for you.

 

So, no matter where you are in the Buckeye State, and regardless of the shows and events you attend, make sure that you have the proper insurance coverage to protect you as an artist or crafter.

 

If you’re new to taking your work to shows and events in Ohio, here are a few shows and festivals you might want to consider attending.

 

Top 10 Festivals for Arts & Crafts in Ohio:

  1. Columbus Arts Festival
  2. Ohio Sauerkraut Festival
  3. Troy Strawberry Festival
  4. Ohio Renaissance Festival
  5. Art in the Village with Craft Marketplace
  1. Black Swamp Arts Festival
  2. Easton Art Affair
  3. Prairie Peddler Festival
  4. Old Worthington Market Day
  5. Art Studio Clearance Sale

 

ACT Show Policy

The ACT Show Policy—also known as short-term event insurance—is designed to meet the insurance requirements of most venues that host art and craft fairs. Policy term options start at 1-3 days and can go as high as 90 days. Policies start at $49 and include a variety of options that meet the unique needs of your business.

 

LIMITS of LIABILITY

General Liability Aggregate Limit $ 2,000,000
General Liability Each Occurrence Limit $ 1,000,000
Damage to Premises Rented $ 300,000
Medical Expenses $ 5,000
 

PRICING (for consecutive days)

1-3 days $ 49
4 days $ 59
5 days $ 69
6 days $ 79
7 days $ 89
Up to 90 days $ 99
 

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

 

Note: Product Liability and Completed Operations coverages are specifically excluded in the Show Policy. If you need products coverage or are looking for a more comprehensive option, check out our Annual Policy option, which is also designed for those in the art and craft industry!

 

ACT Show Policy

Click below to purchase or learn more about our

SHOW POLICY

ACT Annual Policy

The ACT Annual Policy includes even more coverages than are provided in the Show Policy, foremost among them being coverage for your supplies, equipment, and products/completed operations. In addition, you can also add professional liability coverage that you will need if you teach, host training sessions, or do art demonstrations. Policies last for 12 months and start at $265.

 

LIMITS of LIABILITY

General Liability Aggregate $ 2,000,000
Products-Completed Operations Aggregate $ 2,000,000
General Liability Each-Occurrence $ 1,000,000
Damage to Premises Rented $ 300,000
Medical Expenses $ 5,000
Business Personal Property (Per Article) $ 5,000
Business Personal Property Aggregate $ 10,000
Business Personal Property Deductible $ 250
Optional Professional Liability Per Occurrence $ 100,000
Optional Professional Liability Aggregate $ 200,000
Optional Professional Liability Deductible $ 1,000
 

PRICING (for consecutive days)

$ 0 - $50,000 in Annual Sales $265
$50,000 - $100,000 in Annual Sales $375
Optional Professional Liability $125
Raise BPP Limits to $10,000/$50,000 $185
 

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

ACT Annual Policy

 

Click below to purchase or learn more about our

ANNUAL POLICY

Why Choose ACT Insurance?

As an artist or crafter in Ohio, you need a policy that is not only affordable, but can also give you the protection your business needs. The policy should also offer peace of mind as you go to work each day. ACT Insurance policies offer this protection and peace of mind. It also includes the following benefits:

 
  • No Quote Process
  • 24/7 Access to Policy Documents
  • Convenient Online Purchasing
  • Instant Coverage
  • No Deductible on Liability Claims
  • A+ Rated Insurance Carrier
  • Not Premises Specific
  • And Many More!
 

ACT today and protect your art or craft business in Ohio with the most affordable insurance and superior coverages in the industry.

VIEW COVERAGE

 

ACT Insurance Is Available in All 50 States

Did you buy a policy in Ohio and then move to a different state? No problem! Your policy follows you wherever you go, provided you follow the licensing and/or registration requirements of the state where you live.