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Virginia Artist and Crafter Vendor Insurance

ACT Insurance in Virginia

From the Shenandoah Mountains to Virginia Beach, there are hundreds of shows and festivals for artists, crafters, and other vendors to attend. However, as a vendor at one of these fairs or festivals, you may have encountered the need for insurance and wondered if the coverage you purchased was truly right for you. Artist, Crafters, and Tradesmen (ACT) Insurance has created two policies to help meet the needs of your unique business.

 

Our ACT Show Policy is a general liability policy that offers you coverage starting at $49 for 1–3 consecutive days. For an additional premium, this policy can even cover you for as many as 90 consecutive days. However, if you are looking for broader coverage, or simply need coverage for a full year, consider an ACT Annual Policy.

 

ACT’s Annual Policy starts at only $265 and gives you a full 365 days of coverage. This coverage includes benefits like business personal property coverage, products completed operations, and coverage for sales made online. If you’re ready to buy, click here. In the meantime, check out these amazing shows.

 

The Top 10 Festivals for Arts & Crafts in Virginia:

  1. Virginia Lake Festival
  2. Chincoteague Blueberry Festival
  3. Arlington County Fair
  4. Seawall Art Show
  5. Olde Salem Days
  1. Broadway Autumn Days Craft Show
  2. Artisans in the Park
  3. Craftsmen's Christmas Classics Art & Craft Show
  4. Edison Craft & Vendor Fair
  5. Mid-Atlantic Quilt Festival

 

ACT Show Policy

The ACT Show Policy—also known as short-term event insurance—is designed to meet the insurance requirements of most venues that host art and craft fairs. Policy term options start at 1-3 days and can go as high as 90 days. Policies start at $49 and include a variety of options that meet the unique needs of your business.

 

LIMITS of LIABILITY

General Liability Aggregate Limit $ 2,000,000
General Liability Each Occurrence Limit $ 1,000,000
Damage to Premises Rented $ 300,000
Medical Expenses $ 5,000
 

PRICING (for consecutive days)

1-3 days $ 49
4 days $ 59
5 days $ 69
6 days $ 79
7 days $ 89
Up to 90 days $ 99
 

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

 

Note: Product Liability and Completed Operations coverages are specifically excluded in the Show Policy. If you need products coverage or are looking for a more comprehensive option, check out our Annual Policy option, which is also designed for those in the art and craft industry!

 

ACT Show policy

Click below to purchase or learn more about our Show Policy

SHOW POLICY

ACT Annual Policy

The ACT Annual Policy includes even more coverages than are provided in the Show Policy, foremost among them being coverage for your supplies, equipment, and products/completed operations. In addition, you can also add professional liability coverage, which you will need if you teach, host training sessions, or do art demonstrations. Policies last for 12 months and start at $265.

 

LIMITS of LIABILITY

General Liability Aggregate $ 2,000,000
Products-Completed Operations Aggregate $ 2,000,000
General Liability Each-Occurrence $ 1,000,000
Damage to Premises Rented $ 300,000
Medical Expenses $ 5,000
Business Personal Property (Per Article) $ 5,000
Business Personal Property Aggregate $ 10,000
Business Personal Property Deductible $ 250
Optional Professional Liability Per Occurrence $ 100,000
Optional Professional Liability Aggregate $ 200,000
Optional Professional Liability Deductible $ 1,000
 

PRICING (for consecutive days)

$ 0 - $50,000 in Annual Sales $265
$50,000 - $100,000 in Annual Sales $375
Optional Professional Liability $125
Raise BPP Limits to $10,000/$50,000 $185
 

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

ACT Annual policy

 

Click below to purchase or learn more about our

ANNUAL POLICY

Why Choose ACT Insurance?

As an artist or crafter in Virginia, you need a policy that can you give the protection your business needs and that offers peace of mind as you go to work each day. ACT Insurance policies offer this protection and peace of mind. It also includes the following benefits:

 
  • No Quote Process
  • 24/7 Access to Policy Documents
  • Convenient Online Purchasing
  • Instant Coverage
  • No Deductible on Liability Claims
  • A+ Rated Insurance Carrier
  • Not Premises Specific
  • And Many More!
 

ACT today and protect your arts and crafts business in Virginia with the most affordable insurance and superior coverages in the industry.

VIEW COVERAGE

 

ACT Insurance Is Available in All 50 States

Did you buy a policy in Virginia and then move to a different state? No problem! Your policy follows you wherever you go, provided you follow the licensing and/or registration requirements of the state where you live.